Ford Finance Center in Sylva, NC

Andy Shaw Ford takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Should You Lease Your New Andy Shaw Ford Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Andy Shaw Ford can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

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Andy Shaw Ford, Serving Cullowhee, Waynesville and Franklin NC, Helps Drivers Transition from a Test Drive to Ownership, Seamlessly

Almost as much as we enjoy new Ford F-150, Escape, Focus, Fusion and Explorer models, we at Andy Shaw Ford enjoy numbers. That's true of mile per gallon ratios and performance figures, in addition to determining feasible Ford lease agreements and car loans for the drivers that we serve from Sylva, Cullowhee, Waynesville or Franklin NC.

When you're ready to discuss these options in-depth, we invite you to visit our auto financing experts at Andy Shaw Ford. Conveniently housed at 1231 East Main Street in Sylva, North Carolina, our number-crunching team is happy to answer any questions. Of course, you can also submit our online application form here on our website, anytime as well.

Your privacy is important to us.

Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.




  1. Andy Shaw Ford

    1231 East Main Street
    Sylva, NC 28779

    • Sales: 828-586-0900
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Get in Touch

  • Contact our Sales Department at: 828-586-0900
  • Monday8:30am-6pm
  • Tuesday8:30am-6pm
  • Wednesday8:30am-6pm
  • Thursday8:30am-6pm
  • Friday8:30am-6pm
  • Saturday9am-4pm
  • SundayClosed